How It Works

THE OPPORTUNITY COST
The law of ‘Opportunity Cost’ (foregone alternative) is highly essential for your wealth building to be guaranteed. You don’t have to continue spending the same way you presently do and expect to grow financially or retire wealthy. Something must have to give way for another to come in.
It is essential that you write down your daily expenses. Every penny you spend must have to be written down in black and white. At the end of the month, get your expenses register and check the amount of money you spent in one month.

Assuming you reviewed your monthly expenditure thus;
1. If you had to reduce the cost of recharge cards by N1000, you will be able to save extra N 1, 000 in a month.
2. If you had to walk down from your house to the bus stop and vice versa every day which cost N 100. With this, you would have saved extra N 3, 000 monthly (30 days).
3. If you stopped taking soft drinks and snacks which cost you N 200 a day, you would have saved yourself extra N 4, 000 monthly (20 days).
4. If you decide to save N 2, 000 from your earnings every month, you would have saved yourself extra N 2, 000 monthly
The sum of the above makes a total of N 10, 000 only.
Imagine such huge and fantastic financial result you stand to gain if only you can discipline yourself just for one month.

DO YOU KNOW THAT A ONE TIME N 10, 000 CAN YIELD 18 MILLION NAIRA?
Pick up your calculator right now and join me in this calculation. Are you ready?
To get 35% or N 10, 000 with your calculator, punch 10,000 x 0.35. The result is the 35% (thirty five percent) of N 10, 000, which is N 3, 500.
Is yours N 3, 500?
Ok, add that result (N 3, 500) to the main principal (N 10, 000); what did you get?
N 13, 500?
Good; that means, if you invest N 10, 000 where it can yield 35% in one year, your total amount of principal will increase to N 13, 500 (thirteen thousand five hundred Naira only).
In the second year, you invest your entire N 13, 500 again in a 35% annual interest investment. The interest for the second year will be N 4, 725. Add it to N 13, 500 and at the end of the year your principal has grown to N 18,225.
Repeat the above calculation again for the third, fourth, fifth....till the 25th year;
What you will get is about N 18,127,762 (i.e. eighteen million, one hundred and twenty seven thousand, seven hundred and sixty two Naira).
This is the actual amount N 10, 000 one time investment can yield for you in twenty five years when invested where it yields 35% interest annually.
What if you save a little more yearly or monthly from your salary or business profit for a period of twenty to twenty five years? Don’t you think you will retire a multi millionaire in your lifetime?
I want you to know that no matter how little you are able to save today, your chances of retiring a multi millionaire is high no matter the state of the economy.
This piece of advice is an incredible revelation for anyone who sincerely wishes to retire financially free in life. That means, with this practice, you can grow wealthier tomorrow than that extravagant rich guy who currently earns N1,000,000 monthly.
It is not how comfortable you are today that matters, but how comfortable you are at old age and how much you leave behind for your children.
If what you’re able to save monthly is N500, why not go ahead and save it. It is better than not save anything at all. N500 saved monthly for one year is N6,000.
For two years is N12,000, three years is N18,000, etc. investing N18,000 once in an investment where it will yield 35% per annum will earn you N32,629,973 (thirty two million, six hundred and twenty nine thousand, nine hundred and seventy three thousand Naira) in 25 years.

 

The question that could be coming to your mind right now is:
“How and where can I invest my savings in order to get such fantastic results?”
The answer is not Far Fetched. That is the essence of TIS

I will answer this question by showing you the different investments I know and the places where I invest my savings. Before I proceed, let me quickly show you an investment chart prepared by Robert Allen, Author of ‘Multiple Streams of Income’.
According to the author in his book ‘Multiple Streams of Income’, there are two ways to MILLIONIZE your life - two routes to climbing the millionaire mountain: the long route and the short route.
The long route is the safest and easiest route. According to him, to become a millionaire in your lifetime, all that is required is:
1) The ability to find investment that yields at least 10% annually after tax and
2) The discipline to keep up the process, year in year out.

I use the table below to illustrate what can happens if an individual invests One Thousand Naira a Month..

One thousand naira a Month invested at various interest rates:

Type of Investment	% Interest Rate per Annum
Money in a Mattress	0%
Savings Account	3.75%
Corporate Account	0%
Fixed Deposit Account	4-7% upto 10%
Treasury Bill	Upto 10%
TIS	10 - 25% Upto 35%

 

As you can see, you can even become a millionaire on the investment of one thousand naira a month - giving enough time and the right compound interest rate.
The reason why I displayed this chart is so that you would know that it’s not only 35% annual interest on investment that can make you a multi millionaire in future. Investing where you can earn 10%, 15% and 20% annually can as well achieve that beautiful wealth dream for you.
When you consult us on wealth building, we shall show you how much you stand to accumulate in future with any amount you can afford to start saving now. It’s an eye opener!!!

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